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Approved Limit
Eligible users may receive an approved credit line from ₹5,000 to ₹300,000, subject to internal review and verification.
India • Revolving Credit Line
One approval. Flexible access. Better control.
Vibrance Rupee is a reusable digital credit line designed for users in India. Instead of applying for a new fixed loan each time, eligible users can access an approved limit, withdraw according to need, repay within the permitted tenure, and continue using the restored balance during the active validity period.
Interest is charged only on the amount actually used and only for the actual period of usage. The unused balance does not generate interest.
₹5,000 – ₹300,000
Approved credit limit range
91 – 365 days
Repayment period
APR up to 28%
Transparent annual pricing
Overview
Structured for repeat use, not repeated applications.
Once approved, your credit line stays available during its validity period. Each repayment restores available balance, making future withdrawals more convenient without restarting the full process.
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Repayment Period
Withdrawn funds can be repaid within 91 to 365 days according to approved terms and product conditions.
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APR
Annual Percentage Rate may go up to 28%, using a clear and consistent pricing approach.
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Validity
The approved revolving credit line can remain active for up to 2 years while valid and in good standing.
How It Works
Use only what you need, then restore your balance after repayment.
This revolving model is designed for flexibility. You do not pay interest on the unused part of your approved credit limit.
1
Install the App
Download Vibrance Rupee and begin the mobile application flow.
2
Register
Sign up using your mobile number and enter the required details.
3
Submit Information
Provide personal and income-related information for evaluation.
4
Receive Approval
Eligible users receive an approved credit limit for repeated use.
5
Withdraw and Repay
Use the approved amount when needed and restore balance after repayment.
Eligibility
Basic requirements before applying.
Approval depends on verification, internal risk assessment, and compliance review.
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Stable Income
Applicants are generally expected to have a stable source of income.
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India Resident
Applicants should be legal residents of India and satisfy verification requirements.
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Internal Review
Approval depends on verification, internal risk assessment, and compliance review.
Download App
Get Vibrance Rupee on your mobile device.
Download the app to begin registration, complete the evaluation process, receive your approved credit line, and access funds according to the available balance and approved terms.
Contact
Need support or product assistance?
Users who need help related to Vibrance Rupee can contact the support channel below.
- Vibrance Rupee
- Email Supportinfo@vakfinancial.com
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Delete Data
Request to Delete Personal Data
At Vibrance Rupee, we respect your right to privacy and are committed to giving you full control over your personal information. If you wish to delete your data from our system, please complete the form below.
Once your request is verified, we will permanently erase your data in accordance with our data protection policy. This process is irreversible.
What Will Be Deleted:
- Your personal identification details (name, ID, age, etc.)
- Contact information (phone number, email)
- Loan application history and repayment records
- Linked mobile wallet details
- Any analytics or usage data associated with your profile
Important:
- Only the registered user may request data deletion.
- Once deleted, your account cannot be restored.
- Loan records and regulatory reporting (if applicable) may be retained as required by law.
- For assistance, contact us at info@vakfinancial.com.
Submit Your Request
Please enter your registered mobile number and complete the image verification code below to confirm your identity.
Enter the phone number used to register with Vibrance Rupee.
Click the code on the right to refresh it, then enter the latest characters shown.
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Need Help?
For assistance related to deletion requests, contact the support address provided in the notice above.